Coverage Made for Florida
Your property is more than an address. It’s your home, your investment, and a place worth protecting.
Orange Insurance Exchange offers property insurance designed specifically for Florida, with coverage options for homeowners, condominium owners, rental properties, and other residential property needs.
Not sure which policy is right for you? An independent Orange agent can help you understand your options and find coverage that fits your property.
HO3
Homeowners Insurance
Primary & secondary homes
Protect your home, belongings, liability, and more with coverage designed for Florida homeowners.
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DP3
Dwelling Fire Insurance
Rental & investment properties
Coverage designed for landlords and residential property owners.
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HO6
Condominium Insurance
Condo owners
Coverage for your condo unit, belongings, personal liability, and more.
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Flood Coverage
Orange is pleased to offer flood insurance to all of our members! Whether your lender requires you to carry flood insurance, or you just want the peace of mind that flood insurance brings, Orange has you covered. Orange’s flood insurance is offered through the National Flood Insurance Program (NFIP) and meets the requirements of the secondary mortgage market and your lender. If you need additional flood coverage beyond what the NFIP offers, again, Orange has you covered. Through a unique partnership with Wright National Flood Insurance Company, Orange members may obtain the additional flood coverage they desire. Your Orange agent will be able to help you determine the proper amount of flood insurance for your home.
Commercial Residential Property Owners
Orange offers comprehensive coverage for Florida Commercial Residential property, too! If you are responsible for the property insurance on a condominium, apartment, cooperative, or property owners’ association, Orange can help. Please reach out to an Orange agent near you to determine if your community qualifies.
Premium Discounts for Hurricane Loss Mitigation
(For Florida HO3, DP3, & HO6 Policyholders with Wind Coverage)